*Discounts & Savings for Georgia Drivers** At Auto Treasury, we work with top insurance carriers that offer multiple ways to save on your auto and renters insurance: 💰**Good Driver Discount** — Maintain a clean driving record with no accidents or violations 💰 **Multi-Policy Bundle** — Combine auto insurance with renters insurance and save 💰 **Low Mileage Discount** — Drive under a certain amount annually and qualify for savings 💰 **Paid in Full Discount** — Pay your premium upfront instead of monthly installments 💰 **Safety Features Discount** — Vehicle equipped with anti-theft devices, airbags, or ABS brakes 💰 **Good Student Discount** — Students maintaining a 3.0 GPA or higher qualifies you for special rates Ask us which discounts you qualify for — we'll make sure you're getting every savings available.
What Every Georgia Driver Should Know About Their Auto Insurance Options
Brought to you by Auto Treasury — Working with the Top Insurance Carriers
If you live in Georgia — whether you're in Conyers, Atlanta, or anywhere in between — understanding your auto insurance options isn't just smart, it could save you hundreds of dollars a year. At Auto Treasury, we work with the top insurance carriers in the country, which means you get serious carrier backing with local, personalized service.
1. Georgia's Required Auto Insurance Coverages
Georgia law requires every driver to carry minimum liability coverage. Driving without it puts your license, registration, and finances at serious risk. Here's what the state mandates:
🛡️ Bodily Injury Liability — Covers injuries to other people if you cause an accident. Georgia minimum is $25,000 per person / $50,000 per accident.
🚗 Property Damage Liability — Pays for damage you cause to someone else's vehicle or property. Georgia minimum is $25,000 per accident.
📋 Uninsured Motorist Coverage — Protects you if you're hit by a driver with no insurance. Georgia requires this coverage be offered — and we strongly recommend keeping it.
2. Additional Coverages Worth Having
Minimum coverage keeps you legal — but it won't protect your own car or cover everything that can go wrong. These optional coverages are ones we highly recommend for Georgia drivers:
🔧 Collision Coverage — Pays to repair or replace your vehicle after an accident, regardless of fault. Essential if you have a car loan or lease.
🌪️ Comprehensive Coverage — Covers non-collision damage — theft, weather, fire, falling objects, and hitting an animal. Georgia storms and deer crossings make this one worth having.
🏥 Medical Payments (MedPay) — Covers medical expenses for you and your passengers after an accident, regardless of who was at fault.
🚙 Rental Reimbursement — Pays for a rental car while yours is being repaired after a covered claim. A small add-on that can save you a lot of inconvenience.
🔑 Roadside Assistance — Covers towing, flat tires, dead batteries, and lockouts. Available as an affordable add-on to your policy.
3. Renters Insurance — Often Overlooked, Always Important
If you rent your home or apartment in Georgia, your landlord's insurance covers the building — not your belongings. Renters insurance is one of the most affordable policies available, and we can bundle it with your auto coverage through our top carrier partners for even greater savings.
Many apartment complexes in the Conyers and Atlanta area now require renters insurance as part of the lease. We make it easy to get both your auto and renters policies in one place, so you're covered from every angle.
A standard renters policy through our top carrier partners typically includes:
Personal property (furniture, electronics, clothing)
Theft — inside and outside your home
Fire and smoke damage to your belongings
Water damage from burst pipes
Personal liability if someone is injured in your home
Additional living expenses if your unit becomes unlivable
Loss of belongings in your car
Storm and weather-related damage
4. Why Auto Treasury?
As an independent broker, Auto Treasury works with the top insurance carriers in the industry — which means we shop on your behalf to find the best coverage at the best rate. You're not locked into one carrier's options. We find what actually fits your situation.
We don't just hand you a policy and move on. We walk you through what you actually need, what you can skip, and how to get the best rate for your specific situation — whether you're a first-time car buyer, switching from another carrier, or bundling auto and renters for the first time.
